Terms of Service for Genius Money
Effective Date: October 26, 2023
Acceptance of the Terms
By accessing or using our website, platform, and services (collectively, the "Services"), you acknowledge that you have read, understood, and agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, please do not use our Services. Your use of the Services constitutes your acceptance of these Terms, as they may be amended from time to time.
Description of Services
Genius Money provides a platform for comparing financial products and services. We offer tools for side-by-side comparisons, blog articles, news, expert guidance, and personalized recommendations. We strive to feature reputable and trustworthy financial providers. However, we are not a financial advisor, and the information provided through our Services should not be considered financial advice. A significant portion of this content is sourced from third-party providers, which may include links to their websites, contact information, and other digital assets. You may be contacted by these third-party entities; however, we do not own or control these third parties and are not responsible for their actions or communications, nor do we guarantee the accuracy, completeness, or suitability of their content. While we may conduct reviews and evaluations of financial products and services based on our internal criteria, these represent our subjective opinions at the time of publication and should not be considered endorsements or guarantees.
Not Financial Advice
The information and tools provided by Genius Money are for informational and comparison purposes only. We do not provide financial, investment, legal, or tax advice. You should consult with a qualified professional before making any financial decisions. We do not endorse or guarantee the products or services of any third-party financial provider.
User Responsibilities
As a user of our services, you are responsible for several key aspects. This includes providing accurate and complete information when utilizing our services, maintaining the confidentiality of any login credentials associated with your account, and ensuring your use of our services complies with all applicable laws and regulations. Furthermore, it is important to understand that any decisions made based on information obtained from our services are your sole responsibility.
Intellectual Property
All content on our Services, including text, graphics, logos, and software, is the property of Genius Money or its licensors and is protected by copyright and other intellectual property laws. You may not reproduce, modify, distribute, or display any of our content without our prior written consent.
Third-Party Links
Our Services may contain links to third-party websites or services. We are not responsible for the content or privacy practices of these third parties. Your use of third-party websites or services is at your own risk.
Disclaimer of Warranties
Our Services are provided "as is" without any warranties of any kind, either express or implied. We do not warrant that our Services will be uninterrupted, error-free, or secure. We disclaim all warranties of merchantability, fitness for a particular purpose, and non-infringement.
Limitation of Liability
To the fullest extent permitted by law, Genius Money shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses, resulting from (a) your use or inability to use our Services; (b) any unauthorized access to or use of our servers and/or any personal information stored therein; (c) any interruption or cessation of our Services; (d) any bugs, viruses, trojan horses, or the like, which may be transmitted to or through our Services by any third party; (e) any errors or omissions in any content or for any loss or damage of any kind incurred as a result of your use of any content posted, emailed, transmitted, or otherwise made available via the services, whether based on warranty, contract, tort (including negligence), or any other legal theory, whether or not we have been informed of the possibility of such damage.
Indemnification
You agree to indemnify and hold harmless Genius Money, its affiliates, and their respective officers, directors, employees, and agents from any and all claims, liabilities, damages, costs, and expenses, including reasonable attorneys' fees, arising out of or related to your use of our Services, your violation of these Terms, or your violation of any applicable law or regulation.
Governing Law
These Terms shall be governed by and construed in accordance with the laws of California, without regard to its conflict of law principles.
Changes to These Terms
We may update these Terms from time to time. We will notify you of any material changes by posting the updated Terms on our website or through other reasonable means. Your continued use of our Services after the effective date of the updated Terms constitutes your acceptance of the changes.
Contact Us
If you have any questions about these Terms, please contact us at help@geniusmoney.com.